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Get to know Sorbet

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We’re builders, operators, and optimists—on a mission to inspire employees and employers alike with a new way of thinking about


Paid Time Off — transforming unused hours and days into a powerful tool for smarter financial planning that helps Americans take meaningful steps toward financial freedom and security


We believe your time (off) should never be wasted—and that the benefits you earn should work harder for you. Our team is passionate about creating tools that are simple, empowering, and built around the real lives of working people.

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As everyday costs rise and financial stress grows, many Americans are overlooking a powerful, often hidden asset: their unused Paid Time Off.

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Despite being one of the most valuable benefits in the workplace, PTO has seen little innovation in decades. Nearly two-thirds of employees (62%) don’t use all the PTO they earn—leaving billions in potential income untouched.


While we often think of PTO as hours and days off, it has real financial value. In fact, when employees leave their jobs, most are entitled to a payout for their unused time. Nationwide, this adds up to more than $312 billion in unclaimed compensation sitting on the sidelines.
 

At Sorbet, we believe it’s time to change that.

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© 2025 by Shift Time Inc.

Sorbet is not a bank. Loans are originated by Lead Bank at 9.99-36% APR and are subject to approval based partially on Paid Time Off (PTO) factors. Repayment plans include a balloon payment due at loan term or upon separation of employment. Must be 18 years old or age of majority in your home state to apply.

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