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Your PTO, Your Cash, Automatically.

Easily unlock the cash value of your unused Paid Time Off—with payments made seamlessly from your paycheck

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Learn more about Sorbet for employers 

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PTO Cash Advance benefits
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Unused PTO? Meet Sorbet. 

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The more you work, the more PTO you earn—and that's real money you're leaving on the table. With Sorbet, access the value of your unused PTO right now, without waiting until you leave your company. Make regular interest-only payments automatically from your paycheck, and repay the principal at loan maturity or when you leave your job, whichever comes first.

 

Effortless. Automatic. Smart.​

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Company benefits

Getting started with Sorbet is easy!

No credit check to Apply

Fast funding

Automatic payments

1

Learn What Your PTO is Worth

 

Calculate the estimated cash value of your unused PTO in seconds—no guesswork required.

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PTO Cash Advance Onboarding Application

2

Apply in Minutes

 

Quick, simple, and zero risk. No credit check required for approval and no commitment until your funds hit your account—you're always in control.

3

Get Your Funds—Fast & Simple

 

Receive cash directly into your bank account in just 1-5 business days. Payments are handled effortlessly through your paycheck—seamless and stress-free.

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Employers: Offer Your Team Financial Flexibility—Without the Cost

Empower your employees to seamlessly access the cash value of their unused PTO, enhancing their financial wellness and reducing financial stress. Easy to implement, effortless to manage, and completely free for your company.

 

Fresh. Free. Smart.

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Empower Your Employees with Greater Financial Flexibility

Help employees unlock the financial power of their unused PTO—providing immediate financial relief without extra cost to your organization.

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Enhance financial wellness

Reduce financial stress

Increase Productivity

Reduce turnover & absenteeism

Attract & retain talent 

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What Clients Say

Employees love
Sorbet!

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With Sorbet, I can afford things that aren't part of my spending plan. Especially now while times are tight. I love that Sorbet gives me that option

Cole G, 3D Printing Team Lead

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Want to learn more about Sorbet for employers?

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© 2025 by Shift Time Inc.

Sorbet is not a bank. Loans are originated by Lead Bank at 9.99-36% APR and are subject to approval based partially on Paid Time Off (PTO) factors. Repayment plans include a balloon payment due at loan term or upon separation of employment. Must be 18 years old or age of majority in your home state to apply.

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